Category: Economy

  • Investing in ESG is good for the planet and your pocket

    Investors around the world are more demanding. It is not enough to choose companies that offer above-average returns or companies that have an attractive valuation. We are in a new era of the financial market, with ESG investments – in English, Environmental, Social, and Governance – translated as Environment, Society, and Governance. But those who care about these issues also need…

  • Everything you need to know about bonds

    Although bonds may not be as popular as stocks and commodities, they are an important component of many investment portfolios. Although bonds are traded in large volumes each day, their true value is often overlooked and underappreciated. Why should you invest in bonds? You can diversify your portfolio by using bonds. Bond interest payments can be used…

  • Savings bonds and I Bonds: Great investments against inflation

    Inflation is a persistent issue that can sap away your purchasing power. As costs rise and prices decrease, your money loses value over time, and you are left with less purchasing power than before. Fortunately, there are ways to guard yourself against inflationary effects, one of which is investing in savings bonds. Savings bonds are…

  • How to save money? How to invest your savings?

    Saving money can be a challenging task, but it is an important step toward achieving your financial goals. How to save money? Here are a few tips that can help you save money: It’s important to remember that saving money is a process, and it takes time and effort to develop good habits. Start small…

  • Limitations of GDP as an Indicator of Welfare

    Gross Domestic Product is an indicator of total economic activity. This indicator is also used frequently to describe social welfare. This is because GDP tends to correlate closely with consumption, which is then often used as a proxy for welfare. The idea is that people are happier if they consume more. This argument seems a…

  • The economic role of financial markets

    The financial market is based on the activity of two compartments whose functions are different and complementary: the primary market and the secondary market. What is the role of the primary financial market? The primary market performs two essential functions in an economy: the financing of economic agents and the allocation of resources: The primary…

  • What is inflation? What are its effects?

    The encyclopedic definition of this phenomenon is “a process of increasing the average price level in the economy. This process results in a decrease in the purchasing power of the national currency. So inflation is not something terrible and sudden. However, it is a process that, if left unchecked, can have serious consequences. What is inflation,…

  • Interest rate: what is it, and how does it impact your investments?

    One of the fundamental financial concepts that investors must understand is the interest rate. It is essential to understand how much you can earn or lose on investment over time. The interest rate can be defined as the ratio between the amounts paid or received at the end of a pre-agreed period. In other words,…

  • Seven money tips against inflation

    What can you do about inflation? In view of the high price increase (current inflation rate: 4.5 percent), many people are wondering how they should react to the high inflation. After all, many things are becoming more expensive, some prices are even rising much faster than inflation – for example, energy prices and petrol prices.…

  • 10 tips and ideas to increase your wealth

    A house on the beach, an expensive car, going on vacation four times a year – these and much more are dreams that people in our society cherish. Every day they get up reluctantly, go to work listless and come home exhausted and in a bad mood. The only beauty, the only ray of hope,…